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New Member
posted May 5, 2021 9:08:27 PM

I am currently receiving SS Disability and contributing to a 401K, but do not know how to claim this on my tax return. I have not worked in many years and will also be turning 65 in a short time. I ha

I have to file due to my wife's income puts us over the limit of income.

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3 Replies
Level 15
May 6, 2021 7:46:44 AM

How have you been contributing to a 401(k) if you do not work?

New Member
May 6, 2021 11:36:27 AM

I have the disability going to my bank which then I have a automatic transfer to my 401K.

Thanks for the reply

Expert Alumni
May 10, 2021 5:50:23 PM

Your disability income should be reported to you on a 1099-R form or on an SSA 1099 form. If it is reported on a 1099-R form, you enter it as follows in TurboTax:

 

  1. Income and deductions
  2. Retirement Plans and Social Security
  3. IRA, 401(k), Pension Plans(1099-R)

Just work through that section and enter the information off of your form 1099-R.

 

If the income is reported on a form SSA-1099, you follow the same instructions but choose the Social Security(SSA-1099, RRB-1099) option

 

You don't need to do anything special to report the 401-K contribution, just enter the information reported on your form 1099.