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New Member
posted Aug 24, 2025 4:48:36 PM

How does gambling taxes work if your net is negative for the year?

Currently am down on my gambling this year, my net is negative. How do taxes work and do I owe any taxes?

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5 Replies
Level 15
Aug 24, 2025 5:50:22 PM

You report all of your winnings. If you itemize you deduct your documented losses but no more than what you won. 

Level 15
Aug 24, 2025 6:50:53 PM

Gambling

To enter the W-2G  or other documents For your Gambling winnings--Go to Federal>Wages & Income>Less Common Income>Gambling Winnings

You can enter your winnings, and then keep clicking through the interview to enter gambling losses.

 

https://www.irs.gov/help/ita/how-do-i-claim-my-gambling-winnings-and-or-losses

 

Gambling winnings are taxable income.  Losses are an itemized deduction.  If you do not have enough itemized deductions to exceed your standard deduction, your losses will have no effect.

https://blog.turbotax.intuit.com/income-and-investments/how-are-gambling-winnings-taxed-8891/

 

 

2024 STANDARD DEDUCTION AMOUNTS

SINGLE $14,600    (65 or older/legally blind + $1950)

MARRIED FILING SEPARATELY    $14,600    (65 or older/legally blind + $1550)

MARRIED FILING JOINTLY $29,200    (65 or older/legally blind + $1550)

HEAD OF HOUSEHOLD $21,900    (65 or older/legally blind + $1950)

 

 

 

Level 15
Aug 25, 2025 12:17:06 AM

FYI in 2025 deductible gambling losses will be limited to 90% of gambling income. so win $100K and lose $110K only $90K will be deductible if you itemized. the other $20K is lost. 

New Member
Aug 25, 2025 4:28:33 AM

So if I itemize, will I owe anything in taxes? 

Level 15
Aug 25, 2025 5:53:55 AM


@ridhamjoshi36 wrote:

So if I itemize, will I owe anything in taxes? 


The total of all your itemized deductions on Schedule A must be greater than the standard deduction for your filing status to have any tax benefit.

 

Standard deductions for 2025

Single - $15.750 add $2.000 if age 65 or older
Married Filing Separately - $15,750 add $1,600 if age 65 or older
Married Filing Jointly - $31,500 add $1,600 for each spouse age 65 or older
Head of Household - $23,625 add $2,000 if age 65 or older