I only need basic turbo tax, but "premium" is the cheapest option the program is allowing.
HOW CAN I DOWNGRADE TO A LOWER VERSION
https://ttlc.intuit.com/turbotax-support/en-us/help-article/change-service-level/downgrade-lower-priced-version-turbotax-online/L2IDaMvkt_US_en_US?uid=m6ilzady
Yes, you can upgrade or downgrade your TurboTax from an internal option.