How do I remove the Saver's Credit? It is charging me more to file than the credit is worth

I do not want to claim the Retirement Credit, just the standard deductions, and it's forcing me to add some stupid credit that is going to force me to upgrade my edition to pay out more than the credit is worth, how do I remove it?

934

Expert Alumni

Mar 25, 2025 8:06:26 PM

To remove the Saver's Credit, please follow these steps in TurboTax Online:

Sign in to TurboTax and choose continue or Pick up where you left off
On the left side bar, choose Federal and then Wages & Income
Scroll through the Income section and select Retirement and Investments
Select Start/Revisit next to Retirement Savings Contribution Credit
Select Continue on the Let's see if you qualify for the Saver's Credit screen
Answer YES to the question Were you a full-time student for at least five months during 2024? That will disallow the Savers Credit and will not affect anything else on your return.

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How do I remove the Saver's Credit? It is charging me more to file than the credit is worth