In the online turbotax in the HSA pages I got a page
https://us-east-2.turbotaxonline.intuit.com/unified/2024/index/tto?uid=58182782&version=166&fepath=%2Ffe%2Fty24usindprod&pyAmend=false&csrc=3468337910&swimlane=useast2&alias=ty24usindprod¤tTaxYear=2024
that says my spouse had a lapse in High Deductible Health Plan coverage but she did not and I do not know why TurboTax is saying she did.
She is on my family HDHP and we use my HSA.
This is exactly what the page says:
Did
Even though it would seem that there is a problem with the TurboTax input screens, they are capable of reporting your situation correctly and accurately.
Take a closer look at the question on the screen just prior to the one telling you there was a lapse in coverage.
If both you and your spouse are covered under the same family plan, then the person with the HDHP in their name will indicate they had a family plan. The other person will indicate they had None because the HDHP was not in their name.