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Level 2
posted Feb 4, 2022 8:52:17 AM

How do I claim my mother as a dependent (she has SS and got 2021 stimulus but doesn't work and lives with me)???

She also has a letter from the IRS that she owes $900. She hasn't worked in 3 years and this past year (all of 2021) she lived with my fiance and I and my son. SS started in March 2021 but she contributes nothing financially to the household/bills...we provide it all.

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4 Replies
Level 15
Feb 4, 2022 8:54:44 AM

What does she owe 900 for?  What year?  If she had less than $4,300 income not counting SS you can claim her.  Add her under My Info as a dependent and answer all the questions.

 

Who can you claim
https://ttlc.intuit.com/community/credits-and-deductions/help/who-can-i-claim-as-my-dependent/01/26781

 

See IRS Pub 501 starting on page 10 bottom Dependents and Worksheet 2 page 15 for determining support,
https://www.irs.gov/pub/irs-pdf/p501.pdf

Level 2
Feb 4, 2022 10:10:16 AM

She has no income aside from SS. My biggest concern is accounting for her stimulus---when asked to affirm I got stimulus when I file would I add her stimulus to my amount? 

 

I'll have to find out what the letter directly regards as far as year/timeframe 

Level 15
Feb 4, 2022 10:18:05 AM


@ashkevenus wrote:

She has no income aside from SS. My biggest concern is accounting for her stimulus---when asked to affirm I got stimulus when I file would I add her stimulus to my amount? 

 

I'll have to find out what the letter directly regards as far as year/timeframe 


For your mother, there are two questions.

  1. Does she have less than $4300 of taxable income?  Social security is not taxable if she has little other income, and neither is the stimulus, but a pension or investment interest would be taxable income.
  2. Do you provide more than half her total financial support?  Here, social security and the stimulus do count as "support" that she provides to herself, along with money spent from savings and other income. If other relatives, charities, church, or government help support her, that counts as support provided by those relatives.  Her financial support needs include room and board, clothing, travel, entertainment, and medical care.  Does the support you provide (free room and board, other costs you pay for) equal more than half her total support needs.

 

If you answer yes to both, then she is your dependent.

 

A stimulus she received in her name is not added to your tax return, because it was in her name, not yours.  And in fact, for 2021, this may mean that you get a recovery rebate for her when you claim her as a dependent, even though she got a stimulus previously.  This is legal and a result of the way the law was written. 

Level 2
Feb 4, 2022 10:30:14 AM

She has no income save SS, no retirement fund or anything of that nature. We provide room and board, utilities, transportation,  etc. I pay for her cell phone as well. Her SS funds go towards out of state storage fees and a credit card. I don't actively see her spend money (it may all be digital if she does spend anything)....she has occasionally chipped into food funding but overall the span of the year all costs with room/board/food/utilities/phone/transportation are footed by myself and fiance.

 

Thank you for clarifying the part on the stimulus, that part was stumping me a great dea👍