We received a 1095-C from my husbands new job (he started January 2019) we declined the insurance there because he has been continually covered under our family plan with my company that has a better company compensation on the monthly. I am working through the forms and the system says my husband had a break with our HDHP and only gives me the options of due to disability or break from plan for other reason. He has NEVER had a break from our plan but I don't have an option to correct this - please help!
You do not need to enter anything from the 1095C, this is an informational form only. Review the answers to your questions in the Health Care section.
okay I will go back and review the section to see if I messed something up somewhere
we received an unemployment benefit adjustment from the USVI (Territory) should I file that separately with the USVI and leave it off this filing?
Did you have an HSA? If so, this could be your problem:
The question on the page before you see that you had a “lapse” in coverage is causing the issue.
On the previous page you should see the question, “What type of High Deductible Health Plan did [spouse] have on December 1, 2019?”. The choices are Family, Self only, or None.
If you have been covered under your husband’s family plan, you might think you should answer Family to the question. However, the answer should be None.
It is referring to what type of plan you held in your name on December 1, 2019. If you had your own separate HDHP on that date, then choose the type of plan that you had. If instead you were covered under the plan in your husband’s name, then you should choose None.
To go back to the section of your return to answer the questions again, use the following steps: