Hello I'm trying to finish and file my tax return and I get to a screen that says review your order, I press it then a screen shows with my total refund I press a button that says review payment optio

What  year are you trying to file?  It is too early to file 2019.  Even when Turbo Tax lets you efile in early January, the IRS won't start taking returns until late January.  So they will just sit at Turbo Tax.  

And don't file early!  Last year (for 2018) the IRS put out some late changes and some early filers got tax due notices after they got their refund.  Also if you file in an early batch they get stuck in processing and might even take longer to get your refund.  

And You should wait because you might get a late W2 or 1099 in the mail.  They have until Jan 31 to send you the tax forms.  Or they may send you a corrected W2 or 1099 even later.

The rest of your question is cut off.  However, as VolvoGirl stated, you should not submit your return yet. Based on past years, TurboTax will not let you submit until mid-January.  Also, be sure to wait until you have your W2 and all documents you need to file.