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New Member
posted Jan 13, 2025 7:17:04 AM

Hello, I am 19, Last year I was not a dependent, but this year I can be claimed as a dependent. (Not family member or spouse). Do I add my 1095-A form to my tax papers?

I am 19, this is my second time filing taxes. Last year I was able to file my own taxes and was not a dependent, however this year due to some issues, a friend (roommate) is covering all costs and as such I can be claimed as a dependent on their forms. I'm trying to add my 1095-A insurance information, but it's saying "You have indicated you can be claimed as a dependent. This 1095-A must be reported on the tax return of the person who can claim the dependent exemption. Please delete this copy of Form 1095-A, and have the 1095-A reported on that person's tax return. Recipient's SSN: [ ]" Do I remove the info from my forms, and use my friend's SSN here? Thanks in advance

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3 Replies
Level 15
Jan 13, 2025 7:28:09 AM

@kikono1420  said "a friend (roommate) is covering all costs and as such I can be claimed as a dependent on their forms"

 

That's  highly unlikely.  Providing support ("covering all costs") alone does not qualify you as their dependent. In addition to support, you must have lived with them all year and your income must have been less than $5050 for 2024. 

 

There are two types of dependents, "Qualifying Children"(QC) and Other ("Qualifying Relative" in IRS parlance even though they don't have to actually be related). There is no income limit for a QC but there is an age limit and student status test, a relationship test and a residence test. Only a QC qualifies a taxpayer for the Earned Income Credit and the Child Tax Credit. The Other dependent (qualifying relative) credit is worth (up to) $500 per dependent and is non-refundable.  That is, it can only be used to reduce an actual tax liability.

 

A person can still be a Qualifying relative dependent, if not a Qualifying Child, if he meets the 6 tests for claiming a dependent:

  1. Closely Related OR live with the taxpayer ALL year
  2. His/her gross taxable income for the year must be less than $4700 (2023) ($5050 for 2024).
  3. The taxpayer must have provided more than 1/2 his support

In either case:

  1. He must be a US citizen or resident of the US, Canada or Mexico
  2. He must not file a joint return with his spouse or be claiming a dependent of his own
  3. He must not be the qualifying child of another taxpayer

New Member
Jan 13, 2025 7:35:27 AM

I see that I stated "and as such I can be claimed as a dependent on their forms", true I don't actually know if it automatically means that I can be claimed as a dependent, but rather they should be able to as they are essentially, caring for me and providing me with the means to live.

I have lived with them for OVER a year, they have paid for like 95% of everything as I am out of a job due to undocumented disabilities (because who can afford doctors visit in this economy), we are both US citizens, I don't have any dependents, they don't have a spouse nor any other dependents. I'm not sure what my total income was as I'm still waiting on my W-2 for the few months I worked.

 

If everything else meets the criteria, but I somehow made at least$5050, would that negate everything else?

Level 15
Jan 13, 2025 9:12:53 AM

Q. If everything else meets the criteria, but I somehow made at least$5050, would that negate everything else?

A. Yes.  All 6 rules must be satisfied.