☰
✕
Sign In

Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
New Member
posted May 31, 2019 7:14:06 PM

Health insurance while switching jobs

my wife switched jobs and was without coverage for 90 days.  will we still get fined for this? and how can I put that she switched jobs?

0 1 1714
1 Best answer
Level 9
May 31, 2019 7:14:08 PM

If she went 3 full calendar months without health insurance, yes, she is subject to the penalty unless she qualifies for an exemption.  There is no exemption for changing jobs.

https://www.healthcare.gov/health-coverage-exemptions/forms-how-to-apply/


However, one day of insurance in a month is considered an 'insured' month.  So the penalty only applies if she did not have health insurance for 3 full months on the calendar.  For example, let's say she had insurance on July 1st, but lost it on July 2nd.  As long as she had insurance by October 31st, she would not have a penalty (only August and September were uninsured months).

1 Replies
Level 9
May 31, 2019 7:14:08 PM

If she went 3 full calendar months without health insurance, yes, she is subject to the penalty unless she qualifies for an exemption.  There is no exemption for changing jobs.

https://www.healthcare.gov/health-coverage-exemptions/forms-how-to-apply/


However, one day of insurance in a month is considered an 'insured' month.  So the penalty only applies if she did not have health insurance for 3 full months on the calendar.  For example, let's say she had insurance on July 1st, but lost it on July 2nd.  As long as she had insurance by October 31st, she would not have a penalty (only August and September were uninsured months).