Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
New Member
posted Feb 24, 2021 11:54:07 AM

Health Insurance 1095A

I was on a health insurance plan with my mother in 2020 through healthcare.gov. Am I able to file as an independent for 2020 taxes?

0 1 70
1 Replies
Expert Alumni
Feb 24, 2021 12:09:34 PM

That has nothing to do with being on her 1095-A. If you do qualify to be independent, the two of you will share the amounts on the form. Please see these links for what qualifies you as a dependent.

 

Qualifying Child

 

Qualifying Relative

 

1095-A:

 

You can indicate that you shared the policy and prorate.  You can decide the proration amounts  between you but the pro-rations must add up to 100%. You can also click on the blue link.  What percentage of the following policy amounts do you want to claim on your tax return?  See "How do I figure out these percentages?" when you get to that screen.

Child/Children on another tax return

If you share a policy with someone who is claimed on another tax return (usually a child), you can take the number of people on your tax return who are covered on that plan and divide it by the total number of people on the plan. This would be your percentage of premiums, SLCSP and advanced payment of the premium tax credit, unless you agreed on a different number beforehand.