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Level 4
posted Mar 17, 2024 10:53:52 AM

Form 1099-B Question

Silly question:  my grandson started a brokerage account last year and mades 7 or 8 stock sales for a total gain of $1.24.  Does this nominal gain have to be reported to the IRS?  Banks supposedly do not have to provide Form 1099s if total interest (or dividends?) paid are less than $10.   Does this also apply to stock transactions?

 

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1 Best answer
Level 15
Mar 17, 2024 11:13:01 AM

If that is his only income he would not have a filing requirement. If he does have a filing requirement then the gain must be reported. Note that although banks don’t have to send a 1099-INT under $10.00, any amount of interest still has to be reported if there is a filing requirement. 

3 Replies
Level 15
Mar 17, 2024 11:13:01 AM

If that is his only income he would not have a filing requirement. If he does have a filing requirement then the gain must be reported. Note that although banks don’t have to send a 1099-INT under $10.00, any amount of interest still has to be reported if there is a filing requirement. 

Level 4
Mar 17, 2024 12:03:16 PM

I was afraid that this might be the case.  Many thanks for your very prompt  response!

Level 15
Mar 17, 2024 8:54:57 PM

filing requirement is based on gross income.  for stock only from trades with a gain

 

as a dependent he must file a return if any of the following apply.
• his unearned income was over $3,100 
• his earned income was over $15,700 
• his gross income was more than the larger of—
• $3,100 or
• his earned income (up to $13,450) plus $2,250