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New Member
posted Jul 30, 2023 1:38:14 AM

Form 1095-C line 15 has $$ not listed on my w2

I received a form 1095-C  with line 15 (Employee required contributions) $amounts that are not listed on my w2? Where can I add the amounts deducted?

0 16 5045
16 Replies
Level 15
Jul 30, 2023 6:12:23 AM

What are you trying to do?   You do not enter a 1095C on a tax return.  Not anywhere.   You only enter a 1095

A

-- which you would have if your health insurance came from the marketplace--or healthcare.gov.

 

You do not enter a 1095B or a 1095C on a tax return at all.

Level 15
Jul 30, 2023 7:49:49 AM

In almost all cases, the wages on your W-2 are already adjusted for the amount of employee contributions for health insurance. You do not enter the employee contributions anywhere in your tax return.

 

New Member
Jul 30, 2023 11:45:06 AM

I have read that, I am just unsure where those numbers came from and if it was amount I paid, it would be deductible. However, I’ve come to conclusion that those are just random numbers and were never deducted from my pay. 

Level 15
Jul 30, 2023 1:17:17 PM

Form 1095-C comes from your employer. You can ask them to explain the numbers. I'm sure the numbers are not random.


Amounts that are deducted from your pay for health insurance are not necessarily tax deductible. In most cases they are not deductible.


Look at a pay stub, not your W-2, to see if health insurance premiums were deducted from your pay, or ask your employer. The W-2 normally does not show health insurance premiums.

 

New Member
Mar 24, 2024 3:16:43 PM

Which box do I check if I'm listed on my parents form 1095-C? Thanks

Level 15
Mar 24, 2024 3:23:13 PM

@emmarw You do not enter anything at all about a 1095C on your tax return.  You are asked if you have a 1095A.  If you do not have a 1095

A

you say NO to that question and move on.

New Member
Apr 1, 2024 10:24:42 AM

I dont use 1095-a either 

 

Expert Alumni
Apr 1, 2024 10:27:49 AM

To clarify, do you have a question?

 

@myrondsr 

Level 15
Apr 1, 2024 10:28:43 AM

@myrondsr What is your question about that?  Did you read this thread before posting to it?    Return to the thread and read.

New Member
Apr 15, 2024 2:23:45 PM

Thank you this was very helpful 

Returning Member
Feb 26, 2025 6:12:59 PM

Form 1095-A covers the last five months of 2024.  forms 1095-B and 1095-C both cover the first six months of 2024.

how can I show that healthcare coverage was covered for 2024 minus July?

Level 15
Feb 26, 2025 6:51:21 PM


@esaunders3 wrote:

how can I show that healthcare coverage was covered for 2024 minus July?


@esaunders3 

 

You do not show that on your federal tax return. Just enter the 1095-A for the months that it covers. There is no federal requirement to have health insurance. You do not show on your tax return that you had coverage for other months. You do not enter Form 1095-B or 1095-C in your tax return.


When you enter your 1095-A, if any month has zero in all three columns, do not enter the zeros. Leave all three boxes empty in TurboTax.

 

New Member
Apr 11, 2025 4:28:50 AM

It keeps rejecting my tax return. So what do I do.

Expert Alumni
Apr 11, 2025 4:31:58 AM

Why is it rejecting your return?

New Member
Apr 11, 2025 4:33:50 AM

Cause it's asking for a 1095-A I  have a 1095-C not sure why.

Expert Alumni
Apr 11, 2025 5:38:03 AM

Did you claim anyone else on your return that DID have insurance through the Marketplace?  If so, then you would need to obtain a copy of their 1095-A and enter it on your return. You can get their 1095-A by visiting Healthcare.gov

 

If not, you can take the following two steps:

  1. Contact Healthcare.gov to be sure they do not have you listed as someone who has insurance through the Marketplace.  If they do, then you will need to resolve this issue with them.
  2. If they do not, then you can create a "dummy" 1095-A that will not have any affect on your actual return, it will just allow you to get your return pushed through.  To do this take the following steps: 
    • enter $1 for the January Premium and SLCSP (column A and B), 
    • leave the rest of the boxes for column A, B and C blank.
    • For the Marketplace Identifiers and the policy number Enter all 0's   
    • continue through your return and resubmit your return.