In the beginning i get question
Do you have foreign account with asset => $10000
But later it changed to $100,000 on last day or $150,000 at any time , if you answer it says you don't need to file FBAR
is this right? is it $10000 or $100,000 limit?
i might have found answer to my question
these are 2 reporting 8938 ( 100K asset or not ) vs FBAR (10k or high foreign asset )
https://www.irs.gov/businesses/comparison-of-form-8938-and-fbar-requirements