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Level 1
posted Oct 25, 2023 9:06:02 AM

Early retirement in NM

I retired early from teaching as of 31 Dec. 2022.  The only thing deducted from that pay is federal tax.  Since it is my retirement, I don't owe Social Security and Medicare taxes on it, do I?  And I was a teacher, so officially I am a state employee, so will I owe state taxes here in New Mexico on my income?

0 1 273
1 Replies
Level 5
Oct 25, 2023 9:17:49 AM

Retirement income from a pension or retirement account, such as an IRA or a 401(k), is taxable in New Mexico. As with Social Security, these forms of retirement income are deductible. Income in excess of the deduction, which is $8,000 for seniors, is taxed at New Mexico's income tax rates.

 

You don't owe Social Security and Medicare taxes on it since it is not earned income but passive income.