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Returning Member
posted Mar 31, 2021 10:11:49 AM

Duplicate 1099R that is not a duplicate

My tax return was rejected due to a duplicate 1099R. It is not a duplicate but two same Roth conversion from the same company at two different times. How do I resolve?.

0 16 1892
16 Replies
Level 9
Mar 31, 2021 10:37:41 AM

You can combine the 1099R forms together as one.

Returning Member
Mar 31, 2021 10:47:56 AM

That sounds great. I'll do it. Thanks.

Returning Member
Apr 1, 2021 9:02:50 AM

Rejected because 1099 R duplicate; actually one 1099 is for my husband, one for me.  Different account numbers.  Can I still combine?

Expert Alumni
Apr 1, 2021 9:32:52 AM

No, since they are distributions to two different social security numbers you would not combine them.  Just add $1 to box 1 and 2 on one of them.  

 

 

Level 1
Apr 3, 2021 11:32:27 AM

I have the same rejection problem.  I rolled over funds from my 401(k) into my IRA at my brokerage, then converted it into a ROTH.  So I have 2 1099-Rs.  Can I just delete one (the non-taxable one)?

Level 15
Apr 3, 2021 11:35:13 AM

No you have to report both of them.  They are for different things.  Change one of them by 1 cent or $1.

New Member
Apr 6, 2021 4:25:41 PM

How do i combine if there is two contracts for each spouse.

Level 1
Apr 6, 2021 4:44:33 PM

Thank you.  I updated one with a penny and resubmitted.  The IRS seemed to have accepted it.

Level 2
Feb 7, 2022 2:16:26 AM

Mine can not be combined as one of the "duplicates" was a ROTH conversion and the other a normal distribution.  They can not be combined as the ROTH conversion amount can not be included as an RMD distribution.

 

The tax withholding on each 1099-R was different and therefore should not have been flagged as duplicates.

 

I am unclear if it is the IRS or TurboTax that is flagging this as an error.  Regardless, one or the other should fix the problem

Expert Alumni
Feb 7, 2022 6:31:19 AM

To clarify your question.

  • Did you already file your taxes?
    • Are you just working on them?
    • Did you file them and get rejected?
  • You have two 1099-R's
    • Are they for identical amounts?
    • One is for a conversion?
    • One is for a withdrawal?
    • Are the codes in Box 7 Different?
  • Was this an IRA to be converted to a ROTH?

Level 2
Feb 7, 2022 7:31:42 AM

To clarify your question.

  • Did you already file your taxes?
    • Are you just working on them?  Filed them; No rejection yet after changing amounts.
    • Did you file them and get rejected?  Twice before.
  • You have two 1099-R's
    • Are they for identical amounts?  The Taxable amounts are identical but the Federal tax amounts withheld are different.
    • One is for a conversion? Yes
    • One is for a withdrawal? Yes
    • Are the codes in Box 7 Different? No
  • Was this an IRA to be converted to a ROTH?

Level 2
Feb 7, 2022 7:32:32 AM

  • Was this an IRA to be converted to a ROTH? Yes.

Expert Alumni
Feb 7, 2022 1:16:33 PM

It sounds like the issue may be in the coding of Box 7.

If you have a code 7 (Normal Distribution) in box 7 you should have elected two different options when posting them.

  • One would be "I rolled it over into another qualified account."
  • And if you put the money in your bank account you should select "I did something else with the money".

Please confirm what code is in Box 7

Level 2
Feb 7, 2022 1:49:57 PM

Both 1099-Rs had a 7 in box 7.

 

I did select two different options:

 

For the ROTH conversion, I selected the option for "I rolled it over to another account" and selected ROTH and selected none of the distribution as RMD.

 

For the normal distribution I selected "I did something else with the money" and classified the entire distribution as RMD.

Expert Alumni
Feb 7, 2022 8:01:38 PM

It's an annoying hang up in the system designed to protect you from entering the same data twice.  If it is a hiccup then simply subtract .01 from one 1099 and add .01 to the other 1099.  They will read as different amounts to the program and not get hung up.

Level 2
Feb 8, 2022 2:21:33 AM

I subtracted $1 from one and added $1 to the other.  I don't yet have confirmation that the IRS has accepted my return, but I don't have a rejection yet either.  Hopefully this worked.

 

Thank you.