Does my daughter need a 1095-a form if she signed up for healthcare insurance through a marketplace but her fees were waived?

Yes. 

How to use Form 1095-A

If anyone in your household had a Marketplace plan in 2020, you should get Form 1095-A, Health Insurance Marketplace® Statement, by mail no later than mid-February. It may be available in your HealthCare.gov account as soon as mid-January.

IMPORTANT: You must have your 1095-A before you file.

Don’t file your taxes until you have an accurate 1095-A.

• Your 1095-A includes information about Marketplace plans anyone in your household had in 2020.
• It comes from the Marketplace, not the IRS.
• Keep your 1095-As with your important tax information, like W-2 forms and other records.

 

How to find your 1095-A online

Note: Your 1095-A may be available in your HealthCare.gov account as early as mid-January, or as late as February 1.

1. Log in to your HealthCare.gov account.
2. Under "Your Existing Applications," select your 2020 application — not your 2021 application.
3. Select “Tax Forms” from the menu on the left.
4. Download all 1095-As shown on the screen.

Get screen-by-screen directions, with pictures (PDF, 306 KB).

Note: If you can't find your 1095-A in your Marketplace account, contact the Marketplace Call Center.

What’s on Form 1095-A and why you need it

• Your 1095-A contains information about Marketplace plans any member of your household had in 2020, including:
  • Premiums paid
  • Premium tax credits used
  • A figure called “second lowest cost Silver plan” (SLCSP)
• You’ll use information from your 1095-A to fill out Form 8962, Premium Tax Credit (PDF, 110 KB). This is how you'll "reconcile" — find out if there's any difference between the premium tax credit you used and the amount you qualify for.
• If you had Marketplace coverage but didn't take advance payments of the premium tax credit.
• Learn more about the 1095-A from the IRS.