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New Member
posted Jun 6, 2019 10:19:09 AM

Does an employee pre-tax contribution toward an insurance premium go on a W-2

We contributed tax free dollars toward our insurance premium. Our employer is putting that amount in Box 11 as a negative number?  How is does our pre-tax contribution for health insurance premiums fit in Box 11?

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1 Best answer
Level 13
Jun 6, 2019 10:19:11 AM

Normally, the part of the health insurance premium that you contributed is added to the employer's contribution to the same and is reported in box 12 with a code of DD. Yes, these amounts are pre-tax.

Box 11 is rarely used - "Report distributions to an employee from a nonqualified plan or nongovernmental section 457(b) plan in box 11. " (from the IRS instructions). This "probably" has nothing to do with your health insurance premiums. I also don't know why it would be negative.

You need to ask your employer about why your W-2 is completed the way it is.

2 Replies
Level 13
Jun 6, 2019 10:19:11 AM

Normally, the part of the health insurance premium that you contributed is added to the employer's contribution to the same and is reported in box 12 with a code of DD. Yes, these amounts are pre-tax.

Box 11 is rarely used - "Report distributions to an employee from a nonqualified plan or nongovernmental section 457(b) plan in box 11. " (from the IRS instructions). This "probably" has nothing to do with your health insurance premiums. I also don't know why it would be negative.

You need to ask your employer about why your W-2 is completed the way it is.

New Member
Jun 6, 2019 10:19:12 AM

Awesome! Great info. Very helpful. Thank you.