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Level 2
posted May 31, 2019 4:51:08 PM

Do parents have to claim 1099-DIV for child's IA/UTMA ?

We have two children that each received a 1099-DIV form. Husband's name is listed first on form and then the child (Age 15 & 12). Each with total gain of only $35.10. Are we responsible for claiming this or is the child? Does the child even have to file if this is only income?

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1 Best answer
New Member
May 31, 2019 4:51:10 PM

If the 1099-DIV are listed in the SSN of you or your husband - then yes, you need to report this income on your return.

If the 1099-DIV are listed in the SSN of your child(ren) - then unless they had more than $1,050 of investment income in 2014, no you do not need to report this anywhere.  No return is needed for the child.

7 Replies
New Member
May 31, 2019 4:51:10 PM

If the 1099-DIV are listed in the SSN of you or your husband - then yes, you need to report this income on your return.

If the 1099-DIV are listed in the SSN of your child(ren) - then unless they had more than $1,050 of investment income in 2014, no you do not need to report this anywhere.  No return is needed for the child.

New Member
May 31, 2019 4:51:11 PM

I have seen $1000 as the no need to file, where are you getting $1050 is this a 2014 indexed number?

New Member
May 31, 2019 4:51:13 PM

Also, my son has 1058 of Ordinary Dividends and 1002 of qualified dividends.  Any idea if I need to include these numbers on my return.  He has no other income.   thx

New Member
May 31, 2019 4:51:15 PM

I just finished doing the Form 8814 (1040) for figuring out 2014 1099 DIV amounts (child's interest and dividend to claim).  Both my children are 16 & under non working students with no other form of income.  They do have a custodial account that their dad is conservator  (he is the "nominee" listed under the Account name on the 1099DIV and the Recipients ID#is my child's SS#.  I just claim the one child that I get a tax exemption on.  If I have it all straight now (after 2 hours on irs.gov and googling other's like-scenario's :0 )  I understand that if it's under the adults SS#, and not the child's,  then they do not need to claim this amount on their taxes,  as long as it's under $1000 .  To figure this out, you need to ADD together:
Total ordinary dividends(line 1a on form 1099DIV) +  Total Capital gain distribution (line 2a).
Our total was $1110.26 .  Since it was under $2000,  I was able to skip to line 13 and subtract the "Amount not taxed" figure of $1000 ($1110.26 line 4 - $1000 = $110.26)
Line 14 = $110.26 (says to multiply by 10% or .10)  =   $11.02   This is the figure you need to claim on Form 1040 Line 44.   I hope this helps.

New Member
May 31, 2019 4:51:17 PM

Which box is considered the Investment Income?

New Member
Feb 17, 2021 11:12:25 AM

Do I have to claim 1099-DIV for my grandson UTMA account?

 

Expert Alumni
Feb 19, 2021 10:19:06 AM

@john33428 Depends.  If the SSN on the 1099-Div for your grandchild's UTMA is yours, you need to report it on your return.

 

Otherwise, they report it on their return (if they are required to file a return).

 

Click this link for more info on 1099-DIV for Grandchild's UTMA