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Level 2
posted Feb 15, 2025 7:58:24 PM

Do I need to file income tax returns when I don't owe money?

Hello,

 

I don't have a refund or owe taxes for both Federal and State Income Tax.  Do I still need to file Federal and State Income tax returns?

 

Thank you.

0 11 2484
1 Best answer
Level 15
Feb 16, 2025 5:49:28 AM

You need to file a federal tax return, if your income is over the filing requirement. For most people that is $14,600.  If you are, or can be, a dependent, it may be less, depending on the source of your income. Details at: 

https://www.irs.gov/individuals/check-if-you-need-to-file-a-tax-return

 

If you don't need to file a federal return, you do not need to file a California state return. 

https://www.ftb.ca.gov/file/personal/do-you-need-to-file.html

 

For quick links to all State Filing Requirements: https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-return/need-file-state-return/L446RvJAy_US_en_US?uid=m12jzvqq

11 Replies
Level 2
Feb 15, 2025 8:02:50 PM

When you say you don't owe money, do you mean that you didn't work for the tax year? If you didn't earn money at all, you likely don't have to file taxes. However, if you earned an income, you will need to file, even if you neither owe nor are due a refund.

Level 2
Feb 15, 2025 8:19:59 PM

Thanks for your quick response, igisjvb.   Based on your response, I need to file income tax returns. 

 

Question:  There are two different mailing addresses for IRS:  one for refund and one for owing money.  Since I don't get a refund nor owe money, which mailing address should I send my income tax returns to?  Do I send my income returns to the address for a refund or for owing money?

 

Thank you.

 

 

Level 2
Feb 15, 2025 8:55:31 PM

I would think it depends on your state. I had a similar situation recently in Kentucky, and it had me send the info to the address where you owe. What state are you filing in? 

Level 2
Feb 15, 2025 9:24:52 PM

Thanks for your quick response, igisjvb.   I am in California.  Which mailing address should I send my income tax returns to?

 

Thanks.

Level 15
Feb 16, 2025 4:22:54 AM
Level 2
Feb 16, 2025 5:08:42 AM

According to ChatGPT:

 

If you’re filing a California state tax return and neither owe taxes nor expect a refund, you should mail your return to the address designated for returns without payment:

 

Franchise Tax Board

PO Box 942840

Sacramento, CA [removed]

 

This address is specified by the California Franchise Tax Board for personal tax forms 540 and 540 2EZ submitted without payment. 

 

For the most current information and additional details, please refer to the Franchise Tax Board’s official mailing addresses page.

Level 15
Feb 16, 2025 5:49:28 AM

You need to file a federal tax return, if your income is over the filing requirement. For most people that is $14,600.  If you are, or can be, a dependent, it may be less, depending on the source of your income. Details at: 

https://www.irs.gov/individuals/check-if-you-need-to-file-a-tax-return

 

If you don't need to file a federal return, you do not need to file a California state return. 

https://www.ftb.ca.gov/file/personal/do-you-need-to-file.html

 

For quick links to all State Filing Requirements: https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-return/need-file-state-return/L446RvJAy_US_en_US?uid=m12jzvqq

New Member
Feb 16, 2025 6:02:08 AM

Go to here:

Check if you need to file a tax return | Internal Revenue Service

 

to figure out if you need to file.

Level 2
Feb 16, 2025 10:14:05 AM

Thank you very much @igisjvb, @xmasbaby0, @ Hal_Al, and @lhliden.   All the responses are very helpful.

 

Hal_Al,

I answered the questions that you sent in the link.  I don't need to file Federal and State income tax returns.

Since I don't need to file Federal and State Income tax returns, do I need to notify anyone or do anything?

 

Thank you.

 

 

Level 15
Feb 16, 2025 10:39:43 AM

Q. Since I don't need to file Federal and State Income tax returns, do I need to notify anyone or do anything?

A. No.

Level 2
Feb 16, 2025 10:43:03 AM

Thank you very much Hal_Al for your quick response and assistance. Have a great day!!!