why is there a $40 processing fee If i am already paying for deluxe
Did you choose to have your program cost withheld from your refund?
You selected to have the TurboTax account fees paid from the federal tax refund. There is a $40 service charge for this option.
See this TurboTax support FAQ for removing the pay with refund option - https://ttlc.intuit.com/turbotax-support/en-us/help-article/intuit-account-billing/remove-pay-refund-fees-turbotax-online-change/L7UxC6ZZp_US_en_US?uid=lv136f1c