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New Member
posted Mar 1, 2023 2:34:49 PM

Can I directly write checks from my IRA to a qualified charitable organization or do I have to have the custodian/trustee write them?

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1 Replies
Expert Alumni
Mar 1, 2023 2:56:35 PM

No.  "A QCD is generally a nontaxable distribution made directly by the trustee of your IRA (other than a SEP or SIMPLE IRA) to an organization eligible to receive tax-deductible contributions. You must be at least age 701/2 when the distribution was made. Also, you must have the same type of acknowledgment of your contribution that you would need to claim a deduction for a charitable contribution."

 

Please see IRS Pub. 590-B: Distributions from Individual Retirement Arrangements (IRAs) ( (page 13)