Can I delete my retirement tax credit. I don't want it and I don't want to upgrade. How do I delete it?

You can go back through the interview process and answer "No" to this question when you see it.

I tried answering "no" already and it didn't help. I just deleted and started over. They should tell us if we click "yes", that it will make us upgrade. Such an inconvenience with starting over. Of course they want to make money off of everyone.