Congress left a loophole that allows you to claim a dependent who received the stimulus check based on a 2020 return, if you claim that dependent on your own 2021 return. You can still get the $1400 if the dependent is claimed on your own 2021 return. When it asks if you received $2800 you say no, because YOU did not receive the $1400 for that dependent last year. Your dependent received it, and does not have to pay it back.