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Returning Member
posted Aug 14, 2025 1:09:16 PM

calculating taxable part of the Social Security benefit when you have also Medicaid waiver payments

I am a 70 year old woman caring for her disabled adult son. I received nontaxable Medicaid waiver payments according to Notice 2014-7 and also SS benefit and some interest from retirement accounts.

My question is regarding the Social Security benefit Worksheet:   when you calculate the taxable part of social security benefit, do you have to add in line 3 of the worksheet the nontaxable Medicaid waiver payment?

I know the Medicaid waiver payment is not added to the adjusted income, but taxable SS benefit is and it is not clear to me if I should add or not the Medicaid payment to the other sources of income (line 3= lines 1z+2b+3b+4b+5b+7+8), since line 8 is negative income showing the Medicaid nontaxable payments.

I know it is not a common situation/interest, but for me it is a lot of time consuming with no result until now.

Thank you,

0 2 3017
2 Replies
Level 15
Aug 14, 2025 10:56:02 PM

Combine the amounts from Form 1040 or 1040-SR, lines 1z, 2b, 3b, 4b, 5b, 7, and 8

 

 

they are not included because they are not taxable and thus will not show up on any of these lines.

 

Returning Member
Aug 15, 2025 11:27:19 AM

Thank you, I thought so, and common sense says so. I just couldn't find anything related to this topic online (taxable SSA and Medicaid payments), and I have to amend my returns for previous years to reflect the nontaxable payments. I want to be sure I got it right. Thank you, have a good week