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New Member
posted Jun 4, 2019 4:12:08 PM

Although I am an independent, my health insurance is under my parents' Marketplace plan. I don't pay for this health insurance.. Am I still supposed to input the 1095?

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1 Best answer
Intuit Alumni
Jun 4, 2019 4:12:09 PM

Yes. It is a shared policy and the amounts must be prorated between you and your parents. You do need to enter the 1095-A.

You can indicate that you shared the policy and prorate. See the screen shots below.  The pro-rations must add up to 100%. You can also click on the blue link.  What percentage of the following policy amounts do you want to claim on your tax return?  See "How do I figure out these percentages?" when you get to that screen.

Child/Children on another tax return

If you share a policy with someone who is claimed on another tax return (usually a child), you can take the number of people on your tax return who are covered on that plan and divide it by the total number of people on the plan. This would be your percentage of premiums, SLCSP and advanced payment of the premium tax credit, unless you agreed on a different number beforehand.


3 Replies
Intuit Alumni
Jun 4, 2019 4:12:09 PM

Yes. It is a shared policy and the amounts must be prorated between you and your parents. You do need to enter the 1095-A.

You can indicate that you shared the policy and prorate. See the screen shots below.  The pro-rations must add up to 100%. You can also click on the blue link.  What percentage of the following policy amounts do you want to claim on your tax return?  See "How do I figure out these percentages?" when you get to that screen.

Child/Children on another tax return

If you share a policy with someone who is claimed on another tax return (usually a child), you can take the number of people on your tax return who are covered on that plan and divide it by the total number of people on the plan. This would be your percentage of premiums, SLCSP and advanced payment of the premium tax credit, unless you agreed on a different number beforehand.


New Member
Jun 4, 2019 4:12:10 PM

I think I understand - So, I paid little to nothing for my health insurance and I don't want to claim any additional money if that takes away from my parents' tax returns. Am I able to just input 0%? Or must I input 50% since it was my mother and I that were covered on the plan?

Intuit Alumni
Jun 4, 2019 4:12:12 PM

You can put zero. Between you and your parents, it is up to you to decide the allocation.