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New Member
posted Jun 1, 2019 11:37:06 AM

ACA 2017 and 2018?

I am doing my son's taxes in Turbo Tax Deluxe for 2018.  After inputting the 1095-A information (he had all months of 2018 health insurance except January 2018) the question was asked if he had health insurance for Nov./Dec of 2017.   He did not have for Nov/Dec 2017 and then got penalized more on the 2018 taxes.  Wasn't he already penalized when filing 2017 for not having the full year of health insurance?

0 6 490
6 Replies
Level 9
Jun 1, 2019 11:37:08 AM

He went more than 2 months in a row without insurance (November 2017 through January 2018), so January is subject to the penalty.

If he paid a penalty for being uninsured in 2017 on his 2017 tax return, that would not have included a penalty for January 2018.

New Member
Jun 1, 2019 11:37:11 AM

He did pay a penalty in 2017 on his 2017 tax return.  So, I guess his January 2018 month on uninsured health insurance is penalized for January 2018.  Another question please.  Since he received a 1095-A does he have to report it on taxes?  Or just take the penalty each month?

Level 9
Jun 1, 2019 11:37:12 AM

Yes, the 1095-A is entered on the tax return.  The penalty only applies to months without insurance.

Your son doesn't qualify as your dependent, does he?

New Member
Jun 1, 2019 11:37:14 AM

Each month I enter the money amount from the 1095-A it lowers his refund.  Maybe because he made too much?  No, he doesn't qualify as my dependent.  

Level 9
Jun 1, 2019 11:37:17 AM

Yes, if his income is higher than what he had told the Marketplace, he will need to repay some of the Advance credit that he received.

New Member
Jun 1, 2019 11:37:18 AM

Yes, he didn't  calculate the higher income when re-applying.  Thank you so much for the information, it has helped me to finalize his taxes.