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Returning Member
posted Apr 17, 2023 6:37:52 AM

2 Roth In-plan conversion questions

I am on these prompts. I have $1,000 that was part of automatic in-plan conversions from an after-tax 401k to a Roth 401k and I'm reporting it. Does after-tax 401k count as "regular 401(k)" in this case? The Turbo Tax question is below:

Did

you move this money from a 401(k) to a Roth 401(k)?

This includes rollovers from a regular 401(k), 403(b) or 457(b) plan to a designated Roth 401(k), 403(b) or 457(b) plan.

 
Also, if I contribute to after tax 401k, but it automatically gets converted to Roth 401k, would I answer "no" to this question? This is for the same $1,000 automatic in-plan conversion:
 

Did you make after-tax contributions to a 401(k), 403(b), or 457(b) plan?

 

Guessing I answer "no" since these funds were converted to Roth from after-tax?

0 3 704
3 Replies
Expert Alumni
Apr 17, 2023 7:04:27 AM

Yes, you will answer "Yes" to the "Did you move this money from a 401(k) to a Roth 401(k)?" screen.

 

You will also answer "Yes" to "Did you make after-tax contributions to a 401(k), 403(b), or 457(b) plan?" (this amount should be listed in box 5 of your Form 1099-R).

Returning Member
Apr 17, 2023 7:07:41 AM

Gotcha, just double checking, even if I have no balance in my after-tax 401k, just roth 401k, I still answer yes that I contributed to after tax? It gets converted (in-plan conversion) automatically to Roth when my paycheck comes in.

Expert Alumni
Apr 17, 2023 7:37:16 AM

Yes, if you have an amount shown in box 5 on your Form 1099-R then you will answer "Yes" and the amount of after-tax contributions should be listed already.