Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
Level 2
posted May 31, 2019 7:09:56 PM

1099s exemption do i need to report to IRS

I received a 1099S on sale of main home.  I will be exempt from paying any taxes on it as it was my main home for almost 3 years.  Do I need to get Premiere just to report this and be exempt?  Or can I do it from Deluxe?  Thank you.

0 9 7513
1 Best answer
Level 13
May 31, 2019 7:09:57 PM

The IRS says that if you get a 1099-S on the sale of your main home, you do need to report it:

-------------------------------------------------------------------------------------------------------------------------------------------

Pub 523

Reporting Gain or Loss on Your Home Sale
Determine whether you need to report the gain from your home.   You need to report the gain if ANY of the following is true.
  • You have taxable gain on your home sale (or on the residential portion of your property if you made separate calculations for home and business) and do not qualify to exclude.

  • You received Form 1099-S. If so, you must report the sale even if you have no taxable gain to report.

  • You wish to report your gain as taxable gain even though some or all of it is eligible for exclusion. You may wish to do this if, for example, you plan to sell another property that qualifies as a home within the next two years, and that property is likely to have a larger gain. If you choose to report, rather than exclude, your taxable gain, you can go back later and undo that choice by filing an amended return, but only within 3 calendar years after the year of sale.

  If NONE of the three bullets above is true, you do not need to report your home sale on your tax return.
-------------------------------------------------------------------------------------------------------------------------------------------

Since you seem to be using a "desktop" product you should be able to use Deluxe as, supposedly, ALL desktop products all support the same Forms, Schedules and Worksheets.  The sale will start on Form 8949, flow up to Schedule D, and eventually settle out - in a "$0" gain/loss - on the face of Form 1040.

Tom Young

9 Replies
Level 13
May 31, 2019 7:09:57 PM

The IRS says that if you get a 1099-S on the sale of your main home, you do need to report it:

-------------------------------------------------------------------------------------------------------------------------------------------

Pub 523

Reporting Gain or Loss on Your Home Sale
Determine whether you need to report the gain from your home.   You need to report the gain if ANY of the following is true.
  • You have taxable gain on your home sale (or on the residential portion of your property if you made separate calculations for home and business) and do not qualify to exclude.

  • You received Form 1099-S. If so, you must report the sale even if you have no taxable gain to report.

  • You wish to report your gain as taxable gain even though some or all of it is eligible for exclusion. You may wish to do this if, for example, you plan to sell another property that qualifies as a home within the next two years, and that property is likely to have a larger gain. If you choose to report, rather than exclude, your taxable gain, you can go back later and undo that choice by filing an amended return, but only within 3 calendar years after the year of sale.

  If NONE of the three bullets above is true, you do not need to report your home sale on your tax return.
-------------------------------------------------------------------------------------------------------------------------------------------

Since you seem to be using a "desktop" product you should be able to use Deluxe as, supposedly, ALL desktop products all support the same Forms, Schedules and Worksheets.  The sale will start on Form 8949, flow up to Schedule D, and eventually settle out - in a "$0" gain/loss - on the face of Form 1040.

Tom Young

Level 2
May 31, 2019 7:09:58 PM

Will I have to figure out the forms myself and enter it?  Or do I have to upgrade to Premiere for it to tell me what to do?  Thanks.

Level 13
May 31, 2019 7:09:59 PM

I'm not sure since I don't use Deluxe but click on the tab "Wages & Income" - or whatever it's called in Deluxe  - and scroll down to the bottom where there should be a section called "Uncommon Income" and see if there's an interview for Sale of Home, (there is in Premier.)

Expert Alumni
Feb 17, 2020 12:47:41 PM

You don't need to report the sale unless you have a taxable gain on the transaction.

Returning Member
Feb 17, 2020 12:50:45 PM

I have turbotax Home & Business. I need Help,please.

Returning Member
Feb 17, 2020 12:55:03 PM

I have  home & business installed in my computer.

Returning Member
Feb 17, 2020 12:57:29 PM

I need Help, Please.

Returning Member
Feb 17, 2020 12:59:51 PM

Your Not Helping     Me.

Expert Alumni
Feb 17, 2020 1:06:35 PM

Your question is not being posted for us to see.

 

What can we help you with?