I purchased a home in September 2021 and made a $15K hardship withdrawal from my TIAA retirement account. An amount of $1,500.00 was immediately deducted, as federal income tax. When completing my Federal return in TurboTax, my extra tax bill is $1,500 (or 10% of what I borrowed). Considering $1,500 was immediately deducted at the time the withdrawal was made, I would assume there would not be a $1,500 tax bill due now. (It appears as though $1,500 is being paid twice.) Should I not include the 1099-R form when filing my federal tax return?