Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
Returning Member
posted Apr 13, 2024 2:06:25 PM

1099-MISC for Spiffs

Wouldn't you want to file a Schedule C even though you're not required to, so that you can claim expenses incurred earning this income?  Or is this not allowed.   Thank you.

0 3 4024
3 Replies
Expert Alumni
Apr 13, 2024 2:09:18 PM

What is Spiffs?

 

If you received a 1099-Misc for income you earned, then you more often than not should report it on a Schedule -C.  When you report on a Schedule C, yes, you would claim expenses incurred to earn the income. 

Returning Member
Apr 13, 2024 2:14:19 PM

Spiffs are money you receive from manufactures on a 1099-Misc.  These are common for guys that sell cars, but mine come from selling certain brands of food.  You mark "manufacturers incentive" on the 1099-Misc in Turbo tax.  From what I understand this income doesn't require you to file a schedule C.  I'm just trying to find out why you wouldn't want to so you could claim expenses.   Thank you.

Expert Alumni
Apr 15, 2024 4:18:35 PM

Sch C income is subject to Medicare and Social Security tax along with the income tax. Filing the Sch C  allows you to deduct the expenses associated with the income.

 

Self-Employment tax (Scheduled SE) is automatically generated if a person has $400 or more of net profit from self-employment.  You pay 15.3% SE tax on 92.35% of your Net Profit greater than $400.  The 15.3% self-employed SE Tax is to pay both the employer part and employee part of Social Security and Medicare.  So you get social security credit for it when you retire.