Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
New Member
posted Jan 28, 2024 5:05:25 AM

What do I do if buying a home contract for deed?

0 1 226
1 Best answer
Expert Alumni
Jan 28, 2024 5:45:16 AM

You do not have to enter anything on your tax return for the purchase of any home,  it is reported when you sell or dispose of the property; however, you must keep all of the paperwork you received as documentation.

 

If you are purchasing a home contract for deed:

  • You are not using a bank for the purchase.
  • The seller is financing a loan to you.
  • This seller's loan is like a mortgage, and can be deducted on your tax return if you Itemize your deductions.
  • See Home Ownership Tax Deductions for more detail on including the deduction.

1 Replies
Expert Alumni
Jan 28, 2024 5:45:16 AM

You do not have to enter anything on your tax return for the purchase of any home,  it is reported when you sell or dispose of the property; however, you must keep all of the paperwork you received as documentation.

 

If you are purchasing a home contract for deed:

  • You are not using a bank for the purchase.
  • The seller is financing a loan to you.
  • This seller's loan is like a mortgage, and can be deducted on your tax return if you Itemize your deductions.
  • See Home Ownership Tax Deductions for more detail on including the deduction.