Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
New Member
posted Jun 6, 2019 12:03:03 PM

We sold our home in 2017 and received a form 1098. The max cost basis with just the purchase and selling price is under $500K. Do we send in a form to the IRS?

Won't have access to expense data until after tax deadline.  Will I need to send in an amended tax form  or just keep the info for future tax basis?

0 4 447
1 Best answer
New Member
Jun 6, 2019 12:03:09 PM

If you received a 1099S, you are required to report the sale, even if you end up with no taxable gain.  The reason is that the proceeds are large enough for you to possibly have a taxable gain and the IRS does not not know your coat basis or your eligibility for exclusion until you tell them.  You wouldn't need to amend unless the selling costs actually cause the difference between paying tax or not.

4 Replies
Level 15
Jun 6, 2019 12:03:05 PM

Do you mean a 1099-S?

New Member
Jun 6, 2019 12:03:06 PM

No.  It is a 1098 that lists the sale price of our home.  All I want to know is whether we need to submit the adjusted cost basis to the IRS somewhere on our tax return or whether we just need to keep it for the future when our profits from another sale bring us over the $500K threshold.

New Member
Jun 6, 2019 12:03:08 PM

Sorry, it is a 1099S.  The 1098 is the loan interest.

New Member
Jun 6, 2019 12:03:09 PM

If you received a 1099S, you are required to report the sale, even if you end up with no taxable gain.  The reason is that the proceeds are large enough for you to possibly have a taxable gain and the IRS does not not know your coat basis or your eligibility for exclusion until you tell them.  You wouldn't need to amend unless the selling costs actually cause the difference between paying tax or not.