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New Member
posted Jun 4, 2019 7:21:04 PM

She did not know to split the portions when filing so she filed the full portion, but did not file for personal property taxes, can I file for this?

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1 Best answer
Level 15
Jun 4, 2019 7:21:07 PM

If you want to split those deductions 50-50 then GF will have to amend her tax return after it has been fully processed.  You cannot "double dip" and each claim 100%.  If you are entering mortgage interest you are both already filing on a Form 1040 with a schedule A for itemized deductions.  

One thing for you to consider--itemized deductions do not do you any good unless they exceed your standard deduction.  By splitting the mortgage interest and property tax, it is possible that neither of you will benefit from claiming it.  Crunch some numbers and see.  

STANDARD DEDUCTION

Your itemized deductions have to be more than your standard deduction before you will see a change in your tax owed or tax refund.  The deductions you enter do not necessarily count “dollar for dollar;” many of them are subject to meeting  tough thresholds—medical expenses, job-related expenses, casualty and theft losses, for example, must meet thresholds that are pretty hard to reach.  The software program uses all the IRS rules that apply to the expenses you enter, and it tells you if you have enough to use your itemized deductions or if using the standard deduction is more advantageous for you. Here are the Standard Deductions for 2017

Your standard deduction lowers your taxable income.  It is not a refund 

2017 Standard Deductions

Single    $6350  (65 or older + $1550)

Married Filing Separately   $6350  (65 or older +  $1250)

Married Filing Jointly           $12,700  (65 or older + $1250@)

Head of Household $9350  (65 or older + $1550)

Look on line 40 of your Form 1040 to see your itemized deductions

5 Replies
Level 15
Jun 4, 2019 7:21:06 PM

Who is "she"?  What are you trying to do?

New Member
Jun 4, 2019 7:21:07 PM

She is my girlfriend and we both own a house, both on the title.  We filed separately and we split everything down the middle; however, she filed for the entire portion of mortgage interest and real estate taxes paid because she was unaware she had to split it since we split the mortgage.  She did not file for any personal property taxes on her tax return, but does that include real estate taxes paid?  Should we submit a 1040 to split the mortgage interest 50/50?  Sorry, confusing scenario!

Level 15
Jun 4, 2019 7:21:07 PM

If you want to split those deductions 50-50 then GF will have to amend her tax return after it has been fully processed.  You cannot "double dip" and each claim 100%.  If you are entering mortgage interest you are both already filing on a Form 1040 with a schedule A for itemized deductions.  

One thing for you to consider--itemized deductions do not do you any good unless they exceed your standard deduction.  By splitting the mortgage interest and property tax, it is possible that neither of you will benefit from claiming it.  Crunch some numbers and see.  

STANDARD DEDUCTION

Your itemized deductions have to be more than your standard deduction before you will see a change in your tax owed or tax refund.  The deductions you enter do not necessarily count “dollar for dollar;” many of them are subject to meeting  tough thresholds—medical expenses, job-related expenses, casualty and theft losses, for example, must meet thresholds that are pretty hard to reach.  The software program uses all the IRS rules that apply to the expenses you enter, and it tells you if you have enough to use your itemized deductions or if using the standard deduction is more advantageous for you. Here are the Standard Deductions for 2017

Your standard deduction lowers your taxable income.  It is not a refund 

2017 Standard Deductions

Single    $6350  (65 or older + $1550)

Married Filing Separately   $6350  (65 or older +  $1250)

Married Filing Jointly           $12,700  (65 or older + $1250@)

Head of Household $9350  (65 or older + $1550)

Look on line 40 of your Form 1040 to see your itemized deductions

New Member
Jun 4, 2019 7:21:09 PM

You are a life saver! Thank you so much!

Level 15
Jun 4, 2019 7:21:10 PM

You are welcome!