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New Member
posted Jun 4, 2019 7:11:25 PM

Our house had major damage from Hurricane Irma and our deductible was $2500, can we deduct that on our tax return? Can taxes and home insurance be deducted too?

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Level 1
Jun 4, 2019 7:11:26 PM

We wish you rapid recovery.  When you lose an item due to an accident, theft, or natural disaster, you may have a tax deduction for the value of the property that is not covered by your insurance. The tax deduction is called a "casualty loss deduction"  This is usually the amount of your loss that was not reimbursed by insurance, but may be subject to some limits.

If you are in a federally declared hurricane disaster area, you may qualify for the special hurricane tax relief.  There are several different provisions which might apply to your situation.  For additional information and instructions, please click on this link.

Federal Disaster Area Losses

1 Replies
Level 1
Jun 4, 2019 7:11:26 PM

We wish you rapid recovery.  When you lose an item due to an accident, theft, or natural disaster, you may have a tax deduction for the value of the property that is not covered by your insurance. The tax deduction is called a "casualty loss deduction"  This is usually the amount of your loss that was not reimbursed by insurance, but may be subject to some limits.

If you are in a federally declared hurricane disaster area, you may qualify for the special hurricane tax relief.  There are several different provisions which might apply to your situation.  For additional information and instructions, please click on this link.

Federal Disaster Area Losses