Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
New Member
posted Jun 1, 2019 5:19:37 AM

Married Filing Separately and mortgage interest?

My spouse and I do not live in a community property state. We are married filing separately, but we are not separated and own our house as joint tenants. We pay for the mortgage and property taxes out of a joint account. Can he claim the entire mortgage interest amount, or are we required to split it 50/50 since it was paid with joint funds? 

0 3 1461
3 Replies
Expert Alumni
Jun 1, 2019 5:19:38 AM

Since it was paid from a joint account you can decide who will claim the deductions.  Keep in mind that if one spouse itemizes deductions the other spouse must itemize deductions even if there isn't enough.  The must both use the same method.

The TurboTax article below will discuss detail about the various topics concerned.

https://ttlc.intuit.com/replies/3288477

Level 2
Jun 1, 2019 5:19:40 AM

If in a community property state, is it allowed to split any way other than 50/50?  I see conflicting information on this, even with the IRS.

Expert Alumni
Jun 1, 2019 5:19:41 AM

@kevin You can ask a question in a separate window so that you an follow the answers for your question.
<a rel="nofollow" target="_blank" href="https://ttlc.intuit.com">https://ttlc.intuit.com</a>
This may help you find the answer: <a rel="nofollow" target="_blank" href="https://ttlc.intuit.com/questions/1901162-married-filing-separately-in-community-property-states">https://ttlc.intuit.com/questions/1901162-married-filing-separately-in-community-property-states</a>