Bought a house last year (for primary residence) but we did not get a 1098 from the original lender (lender sold the loan a month later to another mortgage co). We paid for "Loan Origination Fees" which amounts to .162% (or .00162) of the loan amount.
The lender's closing statement shows Origination Charges broken down into separate lines as follows:
Escrow Closing Statement shows "Lender Origination Fee" for the same amount (.162% of loan).
We do not have HUD-1 or 1098; we're in CA and we're told the HUD-1 is replaced by Closing Disclosure forms. So our questions are: