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posted Jun 4, 2019 3:15:08 PM

In 2016 I refinanced and obtained a separate HELOC. I used the HELOC 8/2018. What to do if my 1098 shows interested paid, but no starting balance on 1/1/2018?

The HELOC mortgage origination date is the same as the refinance date.  I received a separate 1098 for the HELOC.  How do I record the outstanding balance on 1/1/2018 if it is 0.  First time use of this HELOC is mid year 2018.

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1 Best answer
Level 3
Jun 4, 2019 3:15:10 PM

Yes, you are correct the 1/1/18 balance should be entered as $0. 

1 Replies
Level 3
Jun 4, 2019 3:15:10 PM

Yes, you are correct the 1/1/18 balance should be entered as $0.