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New Member
posted Jun 4, 2019 11:31:28 PM

IF my husband was covered by MY high deductible health plan, when it asks what type of plan HE had on Dec 1st do I select Family or None since it was under my employer?

We file jointly.

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1 Best answer
Intuit Alumni
Jun 4, 2019 11:31:29 PM

Select none.

Re the question, “What type of High Deductible Health Plan did [spouse] have on December 1, 2016?”.  The choices are Family, Self only, or None. 

If you have been covered under your husband’s (or wife's) family plan, you might think you should answer Family to the question.  However, the answer should be None. 

It is referring to what type of plan you held in your name on December 1, 2016.  If you had your own separate HDHP on that date, then choose the type of plan that you had.  If instead you were covered under the plan in your husband’s name, then you should choose None.

To go back to the section of your return to answer the questions again, use the following steps:

  • On the top row of the TurboTax online screen, click on Search (or for CD/downloaded TurboTax locate the search box in the upper right corner)
  • This opens a box where you can type in “hsa” (be sure to enter exactly as shown here) and click the magnifying glass (or for CD/downloaded TurboTax, click Find)
  • The search results will give you an option to “Jump to hsa”

  • Click on the blue “Jump to hsa” link and edit your information 

4 Replies
Intuit Alumni
Jun 4, 2019 11:31:29 PM

Select none.

Re the question, “What type of High Deductible Health Plan did [spouse] have on December 1, 2016?”.  The choices are Family, Self only, or None. 

If you have been covered under your husband’s (or wife's) family plan, you might think you should answer Family to the question.  However, the answer should be None. 

It is referring to what type of plan you held in your name on December 1, 2016.  If you had your own separate HDHP on that date, then choose the type of plan that you had.  If instead you were covered under the plan in your husband’s name, then you should choose None.

To go back to the section of your return to answer the questions again, use the following steps:

  • On the top row of the TurboTax online screen, click on Search (or for CD/downloaded TurboTax locate the search box in the upper right corner)
  • This opens a box where you can type in “hsa” (be sure to enter exactly as shown here) and click the magnifying glass (or for CD/downloaded TurboTax, click Find)
  • The search results will give you an option to “Jump to hsa”

  • Click on the blue “Jump to hsa” link and edit your information 

New Member
Jun 4, 2019 11:31:30 PM

This is helpful. I would highly recommend to put this explanation under  that question because that question is really confusing.  And it has a big impact to my taxes if I answer family my taxes goes up if I answer none my taxes goes down significantly. I wonder how many people ou there has put the wrong answer and missed on refund.

Level 2
Mar 19, 2020 7:17:40 PM

This question got me last year too.  They need to word it better.  Did spouse have THEIR OWN coverage and not as part of the family plan.

Level 1
May 6, 2021 11:18:42 AM

yes. This question is so confusing still. This is 2020 Turbo Tax