Select none.
Re the question, “What type of High Deductible Health Plan did [spouse] have on December 1, 2016?”. The choices are Family, Self only, or None.
If you have been covered under your husband’s (or wife's) family plan, you might think you should answer Family to the question. However, the answer should be None.
It is referring to what type of plan you held in your name on December 1, 2016. If you had your own separate HDHP on that date, then choose the type of plan that you had. If instead you were covered under the plan in your husband’s name, then you should choose None.
To go back to the section of your return to answer the questions again, use the following steps:
Select none.
Re the question, “What type of High Deductible Health Plan did [spouse] have on December 1, 2016?”. The choices are Family, Self only, or None.
If you have been covered under your husband’s (or wife's) family plan, you might think you should answer Family to the question. However, the answer should be None.
It is referring to what type of plan you held in your name on December 1, 2016. If you had your own separate HDHP on that date, then choose the type of plan that you had. If instead you were covered under the plan in your husband’s name, then you should choose None.
To go back to the section of your return to answer the questions again, use the following steps:
This is helpful. I would highly recommend to put this explanation under that question because that question is really confusing. And it has a big impact to my taxes if I answer family my taxes goes up if I answer none my taxes goes down significantly. I wonder how many people ou there has put the wrong answer and missed on refund.
This question got me last year too. They need to word it better. Did spouse have THEIR OWN coverage and not as part of the family plan.