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posted Jun 4, 2019 12:47:52 PM

If a coop refinances its mortgage, does this qualify as a HELOC (home equity line of credit)?

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Intuit Alumni
Jun 4, 2019 12:47:53 PM

No - A home equity line of credit (HELOC) is an additional loan on the property.  If your co-op says that they refinanced the mortgage on the building, they paid off the first loan with the proceeds of the new loan, so there is still only one loan.

1 Replies
Intuit Alumni
Jun 4, 2019 12:47:53 PM

No - A home equity line of credit (HELOC) is an additional loan on the property.  If your co-op says that they refinanced the mortgage on the building, they paid off the first loan with the proceeds of the new loan, so there is still only one loan.