I received a 1098 for mortgage interest from Wyndham. I do not own the property but earn points to use anywhere. Can I deduct the interest? If not, why did I get a 1098?

You'd have to talk to the issuer about why you received the form, if you're uncertain that it's accurate. However, based on the rules to deduct interest, it sounds like you could qualify to deduct the interest, based on the specifics of your contract.

To take the deduction, the rules say you must:

1. Have an ownership interest in the home OR be liable for the mortgage payment
2. Not deduct the same amounts twice (meaning you and co-owner don't deduct more than total interest)

See the answer below for more info: https://ttlc.intuit.com/replies/3875555

Let me know if you have more questions.