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New Member
posted Jun 6, 2019 8:47:45 AM

I own a timeshare and purchased additional points this year. I received a 1099s is this a taxable event?

the 1099S  showed gross proceeds which were used to acquire additional points

0 6 2024
1 Best answer
New Member
Jun 6, 2019 8:47:55 AM

Yes. It is a taxable event. You will treat this as the sale of a capital asset. Since losses from the sale of a personal use timeshare are deemed to be personal losses and will never be deductible, enter the transaction as outlined below. 

If you received a 1099-S for this transaction, you will enter it as the sale of a capital asset. Just make sure that you report the basis equal to the amount being reported as proceeds from the sale so that the two amounts cancel each other out (resulting in zero "0" capital gain or loss on the sale).

If and when you sell your new timeshare, you will enter that similarly, unless you make a gain on that sale.

This is entered in the investment section of TurboTax. Follow these instructions:

  1. In TurboTax, search for this exact phrase: sold second home.
  2. In the search results, click Jump to sold second home, which should be at the top of your search results.
  3. Answer Yes on the Did You Sell Any Investments? screen.
    • If you get the Summary of All Accounts screen instead, click Add Another Account.
  4. Follow the on-screen instructions to completion.

(See the attached screenshot below. Click to enlarge.) Let me know if you have further questions.

6 Replies
New Member
Jun 6, 2019 8:47:47 AM

Did you sell your timeshare? Is your name and Social Security Number on the 1099-S? Typically we receive the 1099-S when we sell real estate. Was is a trade-in for more timeshare benefits?

New Member
Jun 6, 2019 8:47:48 AM

it was a trade in for more benefits

New Member
Jun 6, 2019 8:47:50 AM

no i did not sell my time share.my name and social security is on the 1099-S. the gross proceeds went to purchase more benefits. the proceeds were for equity for the original benefits

New Member
Jun 6, 2019 8:47:51 AM

OK, we still have to treat this as a sale, but it'll be a wash. Please feel free to post any additional details or questions in the comment section.

New Member
Jun 6, 2019 8:47:53 AM

do I report this on my 1040

New Member
Jun 6, 2019 8:47:55 AM

Yes. It is a taxable event. You will treat this as the sale of a capital asset. Since losses from the sale of a personal use timeshare are deemed to be personal losses and will never be deductible, enter the transaction as outlined below. 

If you received a 1099-S for this transaction, you will enter it as the sale of a capital asset. Just make sure that you report the basis equal to the amount being reported as proceeds from the sale so that the two amounts cancel each other out (resulting in zero "0" capital gain or loss on the sale).

If and when you sell your new timeshare, you will enter that similarly, unless you make a gain on that sale.

This is entered in the investment section of TurboTax. Follow these instructions:

  1. In TurboTax, search for this exact phrase: sold second home.
  2. In the search results, click Jump to sold second home, which should be at the top of your search results.
  3. Answer Yes on the Did You Sell Any Investments? screen.
    • If you get the Summary of All Accounts screen instead, click Add Another Account.
  4. Follow the on-screen instructions to completion.

(See the attached screenshot below. Click to enlarge.) Let me know if you have further questions.