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New Member
posted Mar 7, 2023 2:09:43 PM

I'm having trouble with TurboTax Business medical insurance deductions. I fill in the boxes, but then it shows zero. Is anyone else having this problem?

My S-Corp has two people who are the only officers, owners, and employees.  When the cost of our medical and health insurance is typed into the box for Officers (>2% owners) and I click continue, a zero is posted in the deductions column.  Does anyone know if this is a bug or am I doing something wrong?

0 6 598
6 Replies
Expert Alumni
Mar 7, 2023 2:56:52 PM

You need to report the shareholders' W-2 wages before you can enter the medical premiums paid by the S-Corporation for them.

 

To enter the shareholders' wages in TurboTax Business you can follow these steps:

  1. Within your tax return, under Federal Taxes and Deductions, click Start on the Salaries and wages paid line
  2. Enter the gross wages paid for both shareholder-employees combined for Officers (>2% owners)

New Member
Mar 7, 2023 3:08:28 PM

Thank you so much for your quick reply, Alicia.  I hoped your answer would solve my problem, but that is exactly what I have already done.  Do you happen to have any other suggestions?

Expert Alumni
Mar 7, 2023 4:29:49 PM

Go to the K-1 entry and look for the Other Situations (see below).  You can indicate you paid the health insurance and it will have follow-up questions to get the deduction.  @accounting-fryte 

 

 

New Member
Mar 7, 2023 4:45:24 PM

I appreciate your quick reply.  This information is useful because I personally paid for our medical insurance the first four months of the year.  But the last eight months, premiums were paid with the S-Corp accounts rather than my personal accounts.  One thing I've noticed with the page in question in TurboTax is that if I enter the cost of the premiums in the "All other employees" box (rather than the Officer's (>2% owners) box which is the correct designation) then the desired effect of getting the right number in the deductions column occurs.  Would doing that cause me a problem down the line?

Expert Alumni
Mar 7, 2023 7:43:22 PM

Please let me clarify: when you enter the Health Insurance for >2% Shareholders, it is deducted on the 1120S P.1 Line 7 under Compensation of Officers because the Health Insurance premiums are included on the W-2 Line 1 not Employee benefits.  The reference above is from the Individual tax return of TurboTax, that is where you must enter all the deductible health insurance that you claim on your personal return.  @accounting-fryte 

New Member
Mar 8, 2023 11:38:07 AM

Ohhhhh.  Thank you so much!  I appreciate your patience while this all sinks in.  I was looking for the numbers to change in the deductions column, but now I see where the numbers went up for salary and wages.  Thank you; thank you!  Have a great day!