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New Member
posted Jun 3, 2019 1:56:58 PM

I have a RV loan. I know the interest is tax deductible. My bank does not create 1098s for RV loans, but shows YTD interest on my December statement. Will that work?

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1 Best answer
New Member
Jun 3, 2019 1:56:59 PM

This amount should work. You can also call your bank where you have your loan at and request a statement of interest paid for 2015 for this loan.

9 Replies
New Member
Jun 3, 2019 1:56:59 PM

This amount should work. You can also call your bank where you have your loan at and request a statement of interest paid for 2015 for this loan.

New Member
Jun 3, 2019 1:57:00 PM

When I asked about the 1098, they advised that my year-end statement with the YTD interest is all they provide.

New Member
Jun 3, 2019 1:57:01 PM

That should be fine.

New Member
Jun 3, 2019 1:57:02 PM

Thanks!

New Member
Jun 3, 2019 1:57:03 PM

For 2018, TT does not allow you to enter the interest paid on a bank loan for an RV (as a second home). It will only accept a 1098, (which the bank doesn't provide) OR the seller's address and SSN or EIN as if it is a seller-financed loan which it is not.  I can't find any way around this TT just won't let me enter it. Please someone help.

New Member
Jun 3, 2019 1:57:04 PM

Unless you have major deductions to where your itemization is going to be more than the new standard deduction or this is a business deduction I wouldn't even worry with it.

New Member
Feb 12, 2023 7:42:59 AM

That totally does not answer the question. Based on the question I automatically assume he DOES have major deductions. So what is the answer then?

Level 1
Feb 20, 2023 10:40:46 AM

Looking for the answer to this as well. It doesn’t make a difference for my federal taxes, but it does for state. Can I enter the interest from December statement as if I was issued a 1098?

Expert Alumni
Feb 20, 2023 12:07:20 PM

Yes, you may enter December's statement information to  report RV interest loan payment without a 1098. You will enter the information as if you have a 1098.  You will need  information such as outstanding loan value, origination date of the loan, etc. Your bank should have that information listed in the statement.

 

There will be terms in the program asking for mortgage paid, outstanding mortgage principle, and mortgage origination date.  in the case of a RV loan, the terms mortgage and loan are used interchangeably in reporting this information.  

 

@Jeanetterainey