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New Member
posted May 31, 2019 9:11:00 PM

I forgot to include my 1099sa for HSA distributions.

I forgot to include my 1099sa for HSA distributions. Since it was only about $300 and the distributions were for qualified medical expenses (showing distribution code 1 on 1099sa form) , do I need to amend my tax return.?

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1 Best answer
Expert Alumni
May 31, 2019 9:11:10 PM

Technically, yes. The IRS does not presume that the 1099-SA distribution is used for medical expenses.

When you enter a 1099-SA, you specify that it was used for such. This completes Form 8889, line 14a and line 15. Until you complete the Form 8889, the IRS will see the amount as a taxable distribution.

Wait until you get your refund. This is not an urgent amendment, and amending before you get it can be problematic.

After you get the refund, amend your return to add the 1099-SA and complete the Form 8889. Turbo Tax will walk you through it.

12 Replies
New Member
May 31, 2019 9:11:02 PM

Hi I'm in the same situation as you. Did you get your refund (calculated without the $300 additional income from HSA distributions) on time? Were you asked by the IRS to provide form 8889?

New Member
May 31, 2019 9:11:03 PM

8880

New Member
May 31, 2019 9:11:06 PM

I have the same situation with 2018 return.  Turbo Tax did not prompt and has also deleted my question.

Level 3
May 31, 2019 9:11:08 PM

I'm also in same situation for year 2018 returns. 1099-SA form has gross distribution of $34 with normal distribution code. However, I haven't retained medical bills/receipts if IRS asks

Expert Alumni
May 31, 2019 9:11:10 PM

Technically, yes. The IRS does not presume that the 1099-SA distribution is used for medical expenses.

When you enter a 1099-SA, you specify that it was used for such. This completes Form 8889, line 14a and line 15. Until you complete the Form 8889, the IRS will see the amount as a taxable distribution.

Wait until you get your refund. This is not an urgent amendment, and amending before you get it can be problematic.

After you get the refund, amend your return to add the 1099-SA and complete the Form 8889. Turbo Tax will walk you through it.

New Member
May 31, 2019 9:11:11 PM

Thanks! So just to confirm: This shouldn't delay the processing?

Expert Alumni
May 31, 2019 9:11:12 PM

You're welcome... and no, its not likely that this would delay anything. Missing 1/2 of your W2s could do that, but not this...

New Member
May 31, 2019 9:11:14 PM

Hi I'm in the same situation as you. Did you get your refund (calculated without the $300 additional income from HSA distributions) on time? Were you asked by the IRS to provide form 8889?

Expert Alumni
May 31, 2019 9:11:16 PM

The IRS doesn't send many notices during tax season. You'd get a letter when they review the 2016 returns and try to close out the year... that could be as early as this Summer or as late as next Summer (2018). They may provide a refund now, but the notice will come down the road.

Level 3
May 31, 2019 9:11:19 PM

I received the 1099-SA forms later after filing the original tax returns. 1099-SA form has gross distribution of $34 with normal distribution code. However, I haven't retained medical bills/receipts if IRS asks. Should  I mention none of this distribution is qualified expense? I'm just worried if IRS requests for proof and since i did not keep the bills.

New Member
Mar 30, 2022 5:26:25 PM

So I also forgot to include HSA distributions originally. I submitted the amendment using TurboTax using E-File for federal, but do I actually need to mail an amendment to state (North Carolina) as well? I didn't see any mention of HSA on the state amendment so I'm not sure they need it?

Expert Alumni
Mar 30, 2022 5:45:45 PM

No, if you e-filed the federal amendment, you do not need to send in any documents to the IRS.    If the HSA distribution was used for qualified medical expenses, you should not see a change in the state return.   If some of the distribution was not used on medical expenses, that amount would change your adjusted gross income, which would affect your state return.  

 

If there was no change to your state return when you did the federal amendment, you do not need to file the state amendment at all.    It sounds like you are done.  @oscarm