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New Member
posted May 31, 2019 6:54:38 PM

How do I know if I overfunded my HSA?

2016 was my first year with HSA. Would it be overfunded if I had a balance left at the end of the year? (NEVERMIND, I misread the question. It was asking about 2015.. I didn't have HSA in 2015.)

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1 Best answer
Employee Tax Expert
May 31, 2019 6:54:41 PM

If this is the first year you contributed to a Health Savings Account (HSA), answer No to the question about an overfunded HSA last year.

If you had an HSA last year, your prior year tax return should indicate if you made excess contributions. This appears on Form 1040 and/or Form 8889, showing HSA amounts and/or a penalty for excess contributions.

As long as you don't contribute more than the allowable maximum for the year (see below), you have not "overfunded" your account. You may have a balance in your HSA at the end of the year if you did not spend all the funds that were contributed.

Read more here:
https://ttlc.intuit.com/replies/3300505

1 Replies
Employee Tax Expert
May 31, 2019 6:54:41 PM

If this is the first year you contributed to a Health Savings Account (HSA), answer No to the question about an overfunded HSA last year.

If you had an HSA last year, your prior year tax return should indicate if you made excess contributions. This appears on Form 1040 and/or Form 8889, showing HSA amounts and/or a penalty for excess contributions.

As long as you don't contribute more than the allowable maximum for the year (see below), you have not "overfunded" your account. You may have a balance in your HSA at the end of the year if you did not spend all the funds that were contributed.

Read more here:
https://ttlc.intuit.com/replies/3300505