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New Member
posted Jun 4, 2019 7:44:34 PM

How do I enter a stock donation to charity without incurring it as income from a 1099R?

I received a 1099-R for a stock donation to my church. However, the amount on the 1099-R shows up as income as I review my return in Turbotax. I have also entered it as stock donations in my charitable deductions. Has this been entered correctly?

0 3 1069
3 Replies
New Member
Jun 4, 2019 7:44:35 PM

To do a Qualified Charitable Distribution, you must actually be 70 1/2 years old on the date of the distribution. If it was not a QCD, then you must enter the 1099-R for the distribution on your tax return as if you received the funds in your account. You can then itemize deductions and claim the deduction as a charitable contribution on your tax return. 

For reporting a Qualified Charitable Distribution, you should have been presented with the Transfer to Charity? (see screenshot) page in the follow-up to entering the Form 1099-R. Simply indicate the amount that was transferred from the IRA directly to the charity.

Tax only asks the charity question if the distribution is from a traditional IRA and you were age 70½ or over.  For other types of accounts or if you were under age 70½ you'll need to report the distribution as a regular charitable contribution deduction on Schedule A.

[Edited 04.12.19|3:00pam PST]

New Member
Jun 4, 2019 7:45:04 PM

[Edited 04.12.19|3:00pam PST]

Level 15
Jun 4, 2019 7:45:07 PM

Also be aware that some states do not recognize QCD's, so you may still owe state taxes.