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Returning Member
posted Apr 5, 2025 3:51:59 PM

How can I explain a question about my house. It will not let me go back?

I bought my house by a quit claim deed. And they want my mortgage interest and I don't have a mortgage company. It won't let me explain this

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8 Replies
Expert Alumni
Apr 5, 2025 3:54:23 PM

If you don't have a mortgage, just continue through without entering anything. You don't need to go back and report how you purchased the house. 

Returning Member
Apr 5, 2025 4:01:08 PM

I thought they wanted a loan that I took out so I put the company name in the loan was for other things it won't let me go back because I pay house taxes, which I had to enter but I owe my home. 

Expert Alumni
Apr 5, 2025 4:07:38 PM

It depends. You should have an amortization schedule if you are purchasing from an individual making payments. The interest would still be considered mortgage interest. However, if you paid for the house outright then you have no mortgage interest to use.

 

Use the link below to go back to the mortgage interest screens in TurboTax.

Please update here is you have more questions and we will help.

@Simons777 

Returning Member
Apr 5, 2025 4:07:43 PM

I thought I had to put in a loan I got but I own my home and the loan was not to buy my home. But because I pay property taxes it won't let me move forward? Thank You 😊 

Returning Member
Apr 5, 2025 4:09:09 PM

Yes

Expert Alumni
Apr 5, 2025 4:13:23 PM

I would advise you to remove the property taxes and then go back to remove the mortgage interest. Once the mortgage interest is removed, then take the following steps if you are using TurboTax Online before you add back the property taxes.

 

  1. Delete Form 1098 if it shows up in your list
    • If you're using TurboTax Online software and need to delete a form, click here.
    • If you're using TurboTax Desktop software and need to delete a form, click here.

In this situation, first please try clearing the cookies and cache.   It handles many issues that seem nonsensical on a regular basis with online activity. 

  • Close your TurboTax return first.

Watch to be sure you are selecting 'all time' as example.  Do not use selections like 'last hour' for those browsers that give  you options.

Once this is complete open your return and try again.

 

If you are using TurboTax Desktop, save your return, then at the top select Online, then Check for updates.

 

@Simons777 

Returning Member
Apr 6, 2025 3:15:13 PM

Thank You, I did that and now they rejected my taxes. I appreciate you answer and time. 

Expert Alumni
Apr 7, 2025 5:37:06 PM

What TurboTax program are you using?

Online or Desktop?

 

I suggest you return to 

Deductions & Credits

Your Home

Mortgage Interest, Points, Refinancing, and Insurance    

 

Select "Yes' on the first screen asking "Did you pay any home loans in 2024?'

On the next screen if the lender is listed, delete it

if the screen is asking "Who's your mortgage lender?' leave that blank and click continue 

the screen may then insist in the name of the lender, select Back and Select Back again 

Now, again select "Mortgage Interest, Points, Refinancing, and Insurance"

the next screen should show "Home loan deduction summary" screen

make sure that list is empty 

  

 

 

 

 

Look in that section for any entries that should not be there