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New Member
posted Feb 12, 2020 9:30:56 AM

Hi I just purchased my car under a loan in November , it didn’t ask for that information to claim, do I need to claim it or just leave it be?

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3 Replies
Expert Alumni
Feb 12, 2020 9:54:18 AM

If you use your car for business, you can deduct part of your interest paid on your car loan in the self-employment income section.

 

If you aren't self-employed, only the sales tax paid on a new vehicle is deductible. In order to get the deduction, you have to itemize your deductions and you must choose to deduct sales tax instead of state income tax. If you live in a state with state income tax, you are usually better off choosing the income tax.

 

If you think you may benefit, click here to learn more about this deduction.

New Member
Mar 15, 2021 8:21:42 AM

Hi, I own an loan on a car.And my question is are you able to get the account number to give Key Bank can give you my account number?

 

Expert Alumni
Mar 15, 2021 9:20:36 AM

No, You do not have to claim the car on your taxes, and the loan interest is not deductible.

 

However sales tax could be deductible if you have sufficient Itemize deductions to make it worthwhile.  If you are single you will get $12,400, $24,800 if married, as a Standard deduction.  You would have to exceed that amount in Mortgage interest, Property Taxes, Medical expenses and Charitable giving to make it worthwhile to make the change.