For each of my foreign accounts, which are all cds (certificates of deposit), I have to decide whether to check a box for, "This account did not have income, deductions, or credits associated with it in 2024." Most of my cds get paid interest at maturity, which did not occur in 2024. However, I guess interest was acrruing in 2024 (and during the entire muli-year life of the cd). Should I check the box or not? Thanks.